https://www.mortgageprogroup.com/home daily 1.0 2026-01-27 https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/3ed9ace1-1b50-453d-b054-2f35cb627757/spacejoy-GNs831kqdoM-unsplash.jpg Home https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/bbb95dd1-936b-45fd-9f5a-e9a242174f05/spacejoy-4sDvPgKK4jE-unsplash.jpg Home https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/31986764-bedd-4994-a776-250ca415c281/spacejoy-lMD5yogVPWM-unsplash.jpg Home https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/eac240be-e57c-4128-b2e5-0474446402d1/spacejoy-8wDnylxemkk-unsplash.jpg Home https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/1c004ce0-e720-4a34-b803-6f9d7a9372d1/thanos-pal-9OZfTe-y5T4-unsplash.jpg Home https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/dae419b2-2767-4509-88bb-95424d139431/MLS.png https://www.mortgageprogroup.com/refinance daily 0.75 2026-01-27 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1589847744053-SH0CG9H2LQK3WQXK0LE5/image-asset.jpeg Refinance - Why Refinance? Refinancing is the process of paying off your existing mortgage with a new mortgage. Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage. You may also refinance to take cash out from your home’s equity. Fixed Rates Adjustable Rate Mortgage (ARM) Conforming Loans Jumbo & Super Jumbo Loans FHA, VA, & USDA Loans Terms from 5 to 30 Years https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1589847744053-SH0CG9H2LQK3WQXK0LE5/image-asset.jpeg Refinance - Home Refinance Loans without the Hassle! Need refinancing options on a home, or other real estate? Choosing a refinance product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole. We’re here to make the home refinance process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE refinance analysis request. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether this is your first refinance or 7th. The Home Refinance Process Here’s how our home refinance process works: Complete our simple home refinance analysis request. Receive options based on your unique criteria and scenario Compare mortgage interest rates and terms Choose the offer that best fits your needs https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/dae419b2-2767-4509-88bb-95424d139431/MLS.png https://www.mortgageprogroup.com/purchase-1 daily 0.75 2026-01-27 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1589847744053-SH0CG9H2LQK3WQXK0LE5/image-asset.jpeg Purchase 2 - Do I Qualify? To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis. Fixed Rates Adjustable Rate Mortgage (ARM) Conforming Loans Jumbo & Super Jumbo Loans FHA, VA, & USDA Loans Terms from 5 to 30 Years https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1589847744053-SH0CG9H2LQK3WQXK0LE5/image-asset.jpeg Purchase 2 - Mortgage Home Purchase Loans without the Hassle! Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole. We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval letter request. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor. The Home Purchase Loan Process Here’s how our home purchase loan process works: Complete our simple mortgage pre-approval letter request. Receive options based on your unique criteria and scenario Compare mortgage interest rates and terms Choose the offer that best fits your needs https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/dae419b2-2767-4509-88bb-95424d139431/MLS.png https://www.mortgageprogroup.com/30-year-fixed-mortgage daily 0.75 2023-11-02 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1589847744053-SH0CG9H2LQK3WQXK0LE5/image-asset.jpeg 30-Year Fixed Mortgage - Our 30-Year Fixed Rates Are Low & Our Process is Quick & Painless The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then stable-rate loans are usually cheaper. We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 30-Year Fixed Rate Mortgage Qualifier. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor. The 30-Year Fixed Rate Mortgage Loan Process Here’s how our home loan process works: Complete our simple 30-Year Fixed Rate Mortgage Qualifier Receive options based on your unique criteria and scenario Compare mortgage interest rates and terms Choose the offer that best fits your needs https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/1626306748648-W1HAEJHIXVJLLVQYUFJG/good-faces-6ZpITFRMVFk-unsplash.jpg 30-Year Fixed Mortgage https://www.mortgageprogroup.com/15year-fixed-mortgage daily 0.75 2023-11-02 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1589847744053-SH0CG9H2LQK3WQXK0LE5/image-asset.jpeg 15-Year Fixed Mortgage - Our 15-Year Fixed Rates Are Low & Our Process is Quick & Painless This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years. This approach is often safer than committing to a higher monthly payment, since the difference in interest rates isn’t that great. We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 15-Year Fixed Rate Mortgage Qualifier. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor. The Home Refinance Process Here’s how our home loan process works: Complete our simple 15-Year Fixed Rate Mortgage Qualifier Receive options based on your unique criteria and scenario Compare mortgage interest rates and terms Choose the offer that best fits your needs https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/1626306748648-W1HAEJHIXVJLLVQYUFJG/good-faces-6ZpITFRMVFk-unsplash.jpg 15-Year Fixed Mortgage - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.mortgageprogroup.com/fha-loans daily 0.75 2023-11-02 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1589847744053-SH0CG9H2LQK3WQXK0LE5/image-asset.jpeg FHA Loans - Our FHA Rates Are Low & Our Process is Quick & Painless An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments. The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable. We’re here to make the FHA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE FHA Loan Qualifier. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor. The FHA Loan Process Here’s how our home loan process works: Complete our simple FHA Loan Qualifier Receive options based on your unique criteria and scenario Compare mortgage interest rates and terms Choose the offer that best fits your needs https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/1626306748648-W1HAEJHIXVJLLVQYUFJG/good-faces-6ZpITFRMVFk-unsplash.jpg FHA Loans - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.mortgageprogroup.com/va-loans daily 0.75 2023-11-02 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1589847744053-SH0CG9H2LQK3WQXK0LE5/image-asset.jpeg VA Loans - Our VA Rates Are Low & Our Process is Quick & Painless A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry). We’re here to make the VA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE VA Loan Qualifier. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor. The VA Loan Process Here’s how our home loan process works: Complete our simple VA Loan Qualifier Receive options based on your unique criteria and scenario Compare mortgage interest rates and terms Choose the offer that best fits your needs https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/1626306748648-W1HAEJHIXVJLLVQYUFJG/good-faces-6ZpITFRMVFk-unsplash.jpg VA Loans - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.mortgageprogroup.com/jumbo-loans daily 0.75 2023-11-02 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1589847744053-SH0CG9H2LQK3WQXK0LE5/image-asset.jpeg Jumbo Loans - Our Jumbo Loan Rates Are Low & Our Process is Quick & Painless A jumbo loan is a loan that exceeds the conforming loan limits as set by Fannie Mae and Freddie Mac. As of 2010, the limit is $417,000 for most of the US, apart from Alaska, Hawaii, Guam, and the U.S. Virgin Islands, where the limit is $625,500. Rates tend to be a bit higher on jumbo loans because lenders generally have a higher risk. We’re here to make the jumbo home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE Jumbo Loan Qualifier. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor. The Jumbo Loan Process Here’s how our home loan process works: Complete our simple Jumbo Loan Qualifier Receive options based on your unique criteria and scenario Compare mortgage interest rates and terms Choose the offer that best fits your needs https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/1626306748648-W1HAEJHIXVJLLVQYUFJG/good-faces-6ZpITFRMVFk-unsplash.jpg Jumbo Loans - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.mortgageprogroup.com/team daily 0.75 2026-03-16 https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/1658947240581-UZQZ40P5ZEYHCX2RNDB3/Michael.jpg Team https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/87ed89c4-eabd-4021-8c61-32bbe35f3a8d/Buffy.jpg Team https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/5e185cc4-d524-4951-9a20-781f04384330/ErikaJones_Headshot.PNG Team https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/8f303063-70ef-44e0-8e16-1784d3648b0a/original-EFD65AFA-9572-44AE-B6E0-793DD3F7DC12.jpeg Team https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/8a00a0b5-a022-4697-9787-ac4eaf1bd700/7C6A2988.jpg Team https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/e6974979-afe1-4f63-94e0-ca89e9174970/ANDYM_HEADSHOTS-4.jpeg Team https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/5e624071-6393-45bf-9c32-0f75d4d4ebca/DREW+HEADSHOT%5B19%5D.jpg Team https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/2e5b471b-0b86-461b-ad67-4e4b3d36ca7d/Katelyn+Pieters.jpg Team https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/b6129a59-3236-4419-873d-dc6662a16338/ross-chan.jpg Team https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/5f161f9c-bf39-4242-84c0-16868bb4be03/BLG+Business+Cards+%288%29.png Team https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/ac883fc6-6f8c-4015-8699-59faf254c228/brett.jpg Team https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/dae419b2-2767-4509-88bb-95424d139431/MLS.png https://www.mortgageprogroup.com/michael-selmi daily 0.75 2026-01-27 https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/b86e0f55-4aad-4ea7-a7d9-0d440bba5e2c/Michael.jpg Michael Selmi https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/dae419b2-2767-4509-88bb-95424d139431/MLS.png https://www.mortgageprogroup.com/cassie-vega daily 0.75 2026-01-27 https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/e269e091-703c-4836-8b8e-840bd14df4e4/7C6A2988.jpg Cassie Vega https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/dae419b2-2767-4509-88bb-95424d139431/MLS.png https://www.mortgageprogroup.com/buffy-lloyd daily 0.75 2026-01-27 https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/87ed89c4-eabd-4021-8c61-32bbe35f3a8d/Buffy.jpg Buffy Lloyd https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/dae419b2-2767-4509-88bb-95424d139431/MLS.png https://www.mortgageprogroup.com/reverse-mortgage daily 0.75 2023-11-02 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1589847744053-SH0CG9H2LQK3WQXK0LE5/image-asset.jpeg Reverse Mortgage - What is a Reverse Mortgage? A reverse mortgage is a loan to a homeowner aged 62 or older who occupies their home as their principal residence. Many senior homeowners rely on their reverse mortgage as a source of supplemental income in retirement. The loan "pulls" a portion of the home's equity and makes it available to the homeowner as cash. The loan is repaid once the homeowner sells the home, moves or passes away. The Reverse Mortgage Process Here’s how our home loan process works: Complete our simple Reverse Mortgage Qualifier Receive options based on your unique criteria and scenario Compare mortgage interest rates and terms Choose the offer that best fits your needs https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/1626306748648-W1HAEJHIXVJLLVQYUFJG/good-faces-6ZpITFRMVFk-unsplash.jpg Reverse Mortgage - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.mortgageprogroup.com/erika-jones daily 0.75 2026-01-27 https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/5e185cc4-d524-4951-9a20-781f04384330/ErikaJones_Headshot.PNG Erika Jones https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/dae419b2-2767-4509-88bb-95424d139431/MLS.png https://www.mortgageprogroup.com/privacy-policy daily 0.75 2026-01-27 https://www.mortgageprogroup.com/lou-borrego daily 0.75 2026-01-30 https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/9104f749-d996-4b98-8f19-ba7c92592f3c/BLG+Business+Cards+%288%29.png Lou Borrego https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/dae419b2-2767-4509-88bb-95424d139431/MLS.png https://www.mortgageprogroup.com/brett-latos daily 0.75 2026-01-30 https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/48d310dc-c0f1-45e1-be0d-ae2e219a0040/brett.jpg Brett Latos https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/dae419b2-2767-4509-88bb-95424d139431/MLS.png https://www.mortgageprogroup.com/home-1 daily 0.75 2026-01-27 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1618497259178-6XJGK9GR6YAVBQL5L519/20140301_Trade-151_012-2.jpg Home https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694583486-2PQT0LQ193RL7MCB6DX4/20140228_Trade+151_0046.jpg Home https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694644871-IC85FNH781UNZSZEGHDR/Aro+Ha_0428.jpg Home https://www.mortgageprogroup.com/about daily 0.75 2026-01-27 https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/d2878282-68ff-4a0e-a3bf-ad1fd7b45fdc/spacejoy-KSfe2Z4REEM-unsplash.jpg https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/dae419b2-2767-4509-88bb-95424d139431/MLS.png https://www.mortgageprogroup.com/financing daily 0.75 2026-01-27 https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/6a4ff734-d206-4f4b-88ee-fbdff6ca7761/spacejoy-IH7wPsjwomc-unsplash.jpg https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/29463147-bab4-4166-bbe3-15c1848f7ff2/spacejoy-io5Tvjh7vCc-unsplash.jpg https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/9c9a2d1f-4106-4502-8668-0cb27019a960/spacejoy-Nq1OU1w37bU-unsplash.jpg https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/4cdc0708-7b6d-4231-ac17-a31cdc7eaa64/minh-pham-YAPZt8wxMO4-unsplash.jpg https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/3b27af6c-a96a-4728-a47d-218d4b6f24b7/manny-becerra-NzZt3GEkEDc-unsplash.jpg https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/dae419b2-2767-4509-88bb-95424d139431/MLS.png https://www.mortgageprogroup.com/ross-chan daily 0.75 2026-01-27 https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/b6129a59-3236-4419-873d-dc6662a16338/ross-chan.jpg Ross Chan https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/dae419b2-2767-4509-88bb-95424d139431/MLS.png https://www.mortgageprogroup.com/lisa-ferro daily 0.75 2026-01-27 https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/73faf2d1-492d-42e5-8e2d-082176a6a209/original-EFD65AFA-9572-44AE-B6E0-793DD3F7DC12.jpeg Lisa Ferro https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/dae419b2-2767-4509-88bb-95424d139431/MLS.png https://www.mortgageprogroup.com/andy-mcdonald daily 0.75 2026-01-27 https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/e6974979-afe1-4f63-94e0-ca89e9174970/ANDYM_HEADSHOTS-4.jpeg Andy McDonald https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/dae419b2-2767-4509-88bb-95424d139431/MLS.png https://www.mortgageprogroup.com/drew-yardley daily 0.75 2026-01-27 https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/5e624071-6393-45bf-9c32-0f75d4d4ebca/DREW+HEADSHOT%5B19%5D.jpg Drew Yardley https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/dae419b2-2767-4509-88bb-95424d139431/MLS.png https://www.mortgageprogroup.com/katelyn-pieters daily 0.75 2026-01-27 https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/aea6813e-fc78-4930-a12f-80fd2c1b9f7b/Katelyn+Pieters.jpg Katelyn Pieters https://images.squarespace-cdn.com/content/v1/60db8b3ae651f74797bf30de/dae419b2-2767-4509-88bb-95424d139431/MLS.png